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Contrary to what is always reiterated bin Laden has never had official relations with the Saudi regime or the royal family. All his contacts would happen through his brothers. The brothers would approach two members of the royal family who were fairly sympathetic to Osama. They were Ahmed bin Abdul Aziz, deputy minister of interior and Abdul Rahman bin Abdul Aziz, deputy minister of defense. He might have met them in few occasions but those meetings would have been purely social or accidental in one of his brother's houses. Specifically he had no relation with Turki al-Faisal head of Saudi intelligence. He used to be very suspicious of his role in Afghanistan and once had open confrontation with him in 1991 and accused him of being the reason of the fight between Afghan factions. He was wary of the Saudi government very early in the eighties, but he thought it was wiser to keep silent and benefit from their de facto support to jihad in that period.

Bin Laden has never had any relation with America or American officials. Claims of relation with CIA or other American departments are all unfounded. Since the late seventies he had strong anti-American feeling. He committed himself and family and advised all friends to avoid buying American goods unless it was necessary. He was saying very early in the eighties that the next battle is going to be with America. ... No aid or training or other support have ever been given to bin Laden from Americans. Bin Laden would bring money from individuals donating straight to him. The weapons he had were either captured from the Soviets or bought from other factions.
Again there were no official relations with officials in Pakistani government. However, he had paramount respect by many Pakistanis including people in the army, intelligence and religious establishment. They were so penetrating that they would always leak any plan against him by the Pakistani-Saudi-American alliance.

His relation with Taliban would best be understood if Taliban themselves are understood properly. First of all Taliban are not simply another Afghan faction supported by Pakistan. Taliban are sincere to their beliefs, a religiously committed group unspoiled by political tactics. They would never bargain with what they see as matters of principle. Bin Laden for them is a saint. He is a symbol of sacrifice for the sake of jihad. They see him as very rich Arab from the Holy Land who gave up his wealth and luxury to fight for the sake of his brother Muslims in Afghanistan. They see themselves performing a double duty here, an Islamic duty of protecting this distinguished person and a tribal duty of protecting a descent refugee. The latter is a big value in Afghanistan. Once, a Taliban leader said to a Saudi envoy that if a goat would seek refuge to my tent I would never hand it over, how on earth do you want us to hand over a holy man like bin Laden?
There was no argument within Taliban about handing over bin Laden. There is however some difference in opinion about how high his media profile should be.
In addition to the factor of principle, bin Laden had twice had the credit of protecting Kabul recently.

Bin Laden became an intimate part of Taliban structure when he taught them how to deal with state affairs in a proper manner. For example, they were to be fooled by some oil and gas companies and sell the pipeline project for cheap. He advised them to learn from the Iraq-Turkey and Iraq-Syria agreements. They wanted to privatize some factories and were about to sell them to Pakistani businessmen for cheap prices. He taught them how to conduct proper bidding procedure and guarantee good prices.
It is needless to say that bin Laden has not had any relation with Iran. Iran knows that bin Laden is a committed Sunni and he regards Iran as Shi'a state. The trust between the two is minimal but both have avoided criticizing each other publicly. Having said that, he sees America as common enemy and according to a Pakistani newspaper he regards an anti-American alliance with Iran and China as something to be considered.
Bin Laden has two circles of followers. First are the closed core followers who are related to him by a chain of command and take orders like a secret organization. Most of those are probably in Afghanistan. Many are inside Saudi Arabia, Yemen, Somalia and probably Gulf countries.
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Like any secret group, those followers would not disclose their relation. Inside Saudi Arabia many of those would appear like any average citizen. The number of those is probably in hundreds.

The second circle is much wider and the number is probably in thousands. They are located in the same countries. They would look at bin Laden as Godfather but they do not have proper chain of command or secret links with him. They would regard themselves obliged to perform some of his general orders. Most of those followers are not organized and get trapped by the Saudi police fairly easily. But some are intelligent and make use of the loose nature of their structure to function without attracting attention.

Before his final departure from Saudi Arabia, his financial activities were almost copies of his brothers. Indeed, he is still part of the big mother company. However he had committed himself at very early stage to a special code which he thought was necessary to guarantee the Islamic nature of this activity. For example he would never invest in non-Islamic country. He would never use banks unless it was absolutely necessary. He does not believe in stock market because he thought the investor cannot escape interest since the money has to be in a bank and produce some interest. He is also preoccupied with the idea that Jews control banks and stock market.
He had three setbacks which would have made him bankrupt otherwise. The first was the freezing of his direct assets by the Saudi government. All his traceable money was frozen including his share in the big mother company of bin Laden. No body knows the exact amount but it was probably in the range of 200-300 million Dollars.
The second setback was the loss he had in Sudan. The Sudanese government was too weak financially to pay him for the construction projects and he ended up hardly with 10% of the payment. He lost in Sudan not less than 150 million dollars.
The third setback happened last year when one of his close aids defected to the Saudi government. The defector Sidi Tayyib Al-Madani had some financial information about him until early 1995. Bin Laden knew about the plans of this man to defect and so had few months to liquidate the few businesses known to this defector. There was very little trace of those businesses but dismantling them was not without loss.
There is, however the other side of the story. Bin Laden is a member of a big family. His father's financial inheritance has not been sorted. The brothers agreed to keep many assets of the father and distribute the profits only. Most of the brothers and sisters are observing Muslims and very keen not to "spoil" their income with money which is not theirs. They believe it is their duty to let the owner of any riyal to have it. The only way they guarantee that is by letting bin Laden's share reach him. Some of the brothers and sisters believed it was their religious duty to support this distinguished brother from their own money. While many are very careful not to irritate the royal family, many more do not care and insist on letting the money reach Osama.
The way bin Laden family money is structured is very complicated because there is the big company and there are many small companies of few brothers together, and there are many individuals with their personal investment. To make the matter even more complex it is very well known that bin Laden family money is intimately mixed with the royal family money in a very complex way. Most of the companies are joint ventures with members of the royal family including King Fahad himself.
There is another big source of income to bin Laden, donations. During the early jihad era when it was blessed by the Saudi regime, he made excellent relations with many wealthy Saudis and Arabs. It is true that most of those would not support him now because of the Saudi government position but some do take the risk.
Lastly, bin Laden activities are not very dependent on money. His followers are not mercenaries. Training does not cost a lot of money. Explosives and weapons are very cheap in some parts of the world. In Somalia TNT for example is cheaper than sugar. In Yemen you can buy an RPG for less than TV set. The role of money here is over exaggerated by many writers.
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